Costa Rica Private Loans
Contact: Ronald Artavia , whatsapp Call +(506)88605555
Email me : jacobeachrealty@gmail.com
Financing on purchase and cash out refinances
30 years fixed loans, no prepayment penalty, only for residential homes or condos
Minimum loan i$100 000
Interest rate is 8.5% – 15% depending on credit score for USA or CAN citizens.
We are able to lend to anyone that we can establish a credit score for, If you have a Experian, Equifax or Transunion score
| US Fico Score | Rate | LTV | Max DTI |
| >= 800 | 8.5% | 75% | 45% |
| 770-779 | 9% | 70% | 45% |
| 749-769 | 9.5% | 65% | 45% |
| 710-739 | 10% | 60% | 45% |
| 680-709 | 10.5% | 60% | 45% |
| 650-679 | 11% | 60% | 45% |
Origination Charges
Loan origination 4% of loan amount
Processing fee $400
Underwriting fee $1295
Funding fee $175
DOC Prep $400
Credit Report $100,125/2people
Appraisal fee depends on property ( required 3rd party fee)
Inspection fee : ( required 3rd party fee)
All others fees are normal transaction cost ( attorney fees, transfer taxes and stamps)